How to take contactless payments with just your iPhone

Statistics show that only 10% of consumers make their purchases with cash in 2023. Since card payments are increasing in popularity and value, it’s time for your business to align with this new reality. 

Time is money, and small business owners need fast and simple ways to accept payments from their clients. With the Stripe integration, Goldie allows you to accept in-person mobile payments from your clients easier than ever before.

You’re probably using contactless payments every day for your purchases. But do you know the difference when it comes to Tap to Pay? You don’t need a POS or any additional equipment. With a compatible iPhone and Goldie account, you’re all set to let clients pay for your services without effort.

This article will dive into the features of Tap to Pay, including its compatibility with NFC-enabled cards, its quick payout times, and the Platform fee feature that allows eligible users to take payments with $0 in processing fees. Read on to learn how Tap to Pay can help you accept payments more easily and securely.

What is the Tap to Pay feature

The Tap to Pay feature allows business owners to accept contactless payments from clients using just an iPhone. This feature is designed to improve the user experience by providing a quick and easy payment option. With a simple tap, your clients can make a payment, streamlining the process and making it more user-friendly.

How does Tap to Pay work

Tap to pay is not available by default on iOS, that’s why you need a third-party payment platform. With Goldie’s Stripe integration, you will be able to take secure payments in person easily.

At checkout, your clients will be able to pay with their contactless card or directly with their digital wallet via the device’s NFC system. This payment method is 100% secure and encrypted. 

Who can use the Tap to Pay feature

Tap to Pay on iPhone makes accepting contactless payments safe and private. In addition, your business and customer data is protected thanks to the built-in security features of the iPhone.

This exclusive payment method is available to Goldie users in the United States who have activated payments and are using an Apple device with an iOS 15 or higher version, specifically an iPhone XS or later devices. So, if you want to give a try to this new feature, make sure you’re using a compatible device and that you’ve updated your software to the latest version.

How to accept contactless payments on iPhone with Goldie

First, you must set up payment processing in the Goldie app. Here’s an article on how to do it. You must be aware that with Goldie, there are three payment options available:

• Cash
• Via payment link
• Tap to Pay (check in which countries here)

Then, ensure you have a compatible device and have updated your software to the latest version. Now that you’re all set, let’s move to the Tap to Pay option. 

How to charge your customer using Tap to Pay?

The client can be charged using two methods: using the action card or the appointment details screen.

– If you are using the Action Card: Tap on the Complete button > Take Payment; select the Tap to Pay method.

– If you tap on the appointment details screen: Tap on the appointment > tap Take Payment and select the preferred payment method (Tap to Pay).

When you choose the Tap to Pay method, and new screen will open. The default tipping option will be 20%.

*Note: You can choose to disable the tipping or adjust the percentage.

Finally, you will activate the Tap to Pay process by tapping the Charge button.

What happens when you press the charge button?

When you tap on the Charge button, a new screen will be displayed: Please Tap to Pay!

If the payment is successful, you will be able to see that the transaction was accepted.

If the payment was unsuccessful, the transaction will be declined, and you will be able to retry chargint the customer.

*Note: The payments option is available in the Goldie app under the Pro and Team plans. Wanna give it a try? Upgrade your account right now, or if you don’t have the app installed, click here to download it for free!

Goldie, the all-in-one app for your business success

Goldie offers you and your team a convenient way to maximize your time and income with our powerful functionalities. With our all-in-one app, you can see all your payments in one place using reports. Plus, you can access all your team members’ income, clients, and appointments. Keeping track of your entire business has never been easier! 

Let us know in the comments section below what your thoughts are on our new payment functionality. We’re always happy to hear from you!