Imagine this: your client really wants that premium facial or full body massage, but payday is still two weeks away. What happens? They cancel or postpone their appointment, and you lose income. That’s a sale walking out the door.
Now imagine offering those same clients the freedom to book today and pay later, without putting your income at risk. That’s exactly what Buy Now, Pay Later (BNPL) does, and it’s available in the Goldie app.
More than just a scheduling app, Goldie helps salon professionals simplify bookings, automate reminders, collect payments, and grow their business, all from one easy-to-use platform.
Whether you’re a solo beauty professional, running a bustling salon or just getting started, BNPL can help you secure more bookings, reduce cancellations, and provide a better experience for your clients.
Buy Now, Pay Later is a modern payment option that lets clients break up the cost of their appointment into smaller, manageable installments, while you receive the full payment upfront.
When activated, it appears during online checkout and in the Pay App when clients pay via payment link. (not for in-person payments). Your client chooses a BNPL provider like Klarna, Zip, Affirm or Afterpay, gets approved, and sets up their payment plan. You get your money instantly in your Goldie Payments account, just like a regular card transaction.
According to recent data, 69% of North American customers said they’d be more likely to complete a purchase if BNPL options were available. That means offering flexible payments could directly increase your revenue.
BNPL gives your clients a way to say “yes” to more expensive services that they may have postponed due to budget concerns. Think bridal packages, multi-service appointments, or premium treatments, BNPL makes them more accessible.
Clients are less likely to cancel or push back appointments when they have flexible payment options. BNPL reduces no-shows caused by financial hesitation.
We know it’s not fun to bring up payments, especially for loyal clients. With BNPL, your clients can manage their spending without putting you in a tricky spot.
As soon as a client books and selects BNPL, you get paid in full (minus a small processing fee). The provider takes care of collecting the installments.
Buy Now, Pay Later is available for Goldie users in:
This feature will be enabled by default, and in case you’ll want to disable it, you can find it in the Payments settings.
There are two ways to offer Buy Now, Pay Later (BNPL) in the Goldie app.
When clients book online through Goldie, they’ll see the Buy Now, Pay Later option at checkout, as long as the payment amount is $50 or more. You'll be able to charge a deposit or full service, depending on your payment settings.
You can also offer BNPL by sending a payment link directly to your client via text, email, or social media. If the payment amount is $50 or more, your client will see the BNPL option at checkout.
Note: Your clients will need to create an account with Affirm, Afterpay, Klarna, or Zip and complete the verification process before their appointment. This ensures that when they arrive at your salon, they can choose the Buy Now, Pay Later option without spending extra time setting up their account on the spot, making the checkout process faster and more convenient for both you and your clients.
BNPL providers charge a small fee for processing. But for most professionals, it’s a small price to pay for securing high-value appointments you might have otherwise lost.
Let’s take an example: a $100 service booked in the U.S. using a BNPL method like Afterpay.
Stripe deducts the full BNPL fee (6% + $0.30) from your $100 payment.
You receive: $93.70
Benefit: You still get paid upfront, even though your client is paying in installments. This is income you might not have made at all if the client didn’t have the option to pay in 4 installments.
The system adds a processing fee to the client’s payment: 3.5% + $0.30. This increases the total the client pays to $103.80. Stripe then deducts the BNPL fee (6% + $0.30) from that total.
You receive: $97.54
Benefit: You keep more of your original price, and the client covers the added cost of paying in installments.
In the Goldie app, you can refund BNPL payments just like any other, as long as it’s within 60 days of the original transaction. The full amount, including any fees, will be returned from your Goldie balance. If a client raises a dispute or initiates a chargeback, the BNPL provider will handle the process on your behalf, using the same policies and protections as regular card payments.
Buy Now, Pay Later is more than a payment method, it’s a powerful tool for salon professionals who want to grow, adapt, and serve their clients better. From facials and balayage to massage packages and beauty bundles, BNPL helps you sell more services without increasing your risk.
So, if you’re ready to offer payment flexibility without sacrificing your income, reach out to Goldie and get started.
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