Financing

Salon financing

Get fast access to flexible financing for your salon, directly from your Goldie account.

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Apply for salon funding in minutes

Skip long forms and bank visits. Goldie Capital offers salon financing with a simplified application process, where eligibility is based on your payment history and sales performance, not paperwork.

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Know your costs upfront, with no surprises

Before accepting an offer, you’ll see the total repayment amount and flat fee. There’s no compounding interest, no late fees, and no hidden charges, giving salon owners full financial clarity.

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Quick access to capital for growing salons

Once approved, funds are deposited directly into your linked bank account. This fast access to salon loans helps you cover expenses, invest in equipment, or manage cash flow without delays.

Check eligibility
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Qualified salons receive financing offers directly in their Goldie dashboard.
Select your amount
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Choose the offer size that fits your salon’s needs. Terms update instantly and stay fixed.
Receive funds fast
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Approved funds are typically deposited within one to two business days.
Automatic repayment
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Payments are collected from daily sales until the total amount is repaid.
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Repay as you earn

Repay your salon loan automatically through a fixed percentage of daily sales. Payments adjust with your revenue, helping you stay cash-flow positive during slower periods.

How it works?

Stripe Capital offers financing types that include loans and merchant cash advances. All financing applications are subject to review prior to approval. In the US, Stripe Capital loans are issued by Celtic Bank, and YouLend provides Stripe Capital merchant cash advances. See your Dashboard for the terms of your offer.

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FAQs
What is Goldie Capital for salons?
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Goldie Capital allows salon owners to access business financing through Stripe Capital, offering loans or merchant cash advances based on salon performance data.
How do salon business loans through Goldie work?
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If your salon qualifies, you’ll see a financing offer in your Goldie account. After selecting an amount, funds are deposited into your bank account and repayments are automatically collected from daily sales.
Who qualifies for salon financing?
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Eligibility is determined by factors such as your salon’s sales volume, payment history, and account activity. There is no manual application. Eligible businesses are notified automatically.
Are these traditional salon loans?
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No. Goldie Capital offers both loans and merchant cash advances, which are more flexible than traditional bank loans and don’t require fixed monthly payments.
How much can I borrow for my salon?
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Offer amounts vary based on your salon’s performance. You can adjust the offer amount (up to the maximum available) before accepting.
What are the fees or interest rates?
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There is no interest rate. Instead, you pay one fixed flat fee that is included in the total repayment amount shown upfront.
How are repayments collected?
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Repayments are automatically deducted as a percentage of your daily sales. Some loans have a minimum payment due each period, which may be debited if sales don’t meet the minimum.
Can I pay off my salon loan early?
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Yes. You can make early or additional payments at any time with no penalties or extra fees.
Will this affect my personal credit score?
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In some cases, a personal credit check may be required, but it does not impact your personal credit score. You’ll be notified during the process if a check is needed.
How fast will I receive the money?
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Once approved, most salons receive funds within one to two business days.
Pros ❤️ Goldie
Goldie ended my no-show struggles with deposits and automatic booking reminders!
Becky
Esthetician at Waxing By B
Goldie makes the checkout process quick and professional; my clients love it!
Kinaysha
Esthetician at Soul Entry Esthetic
Goldie ended my no-show struggles with deposits and automatic booking reminders!
Becky
Esthetician at Waxing By B
Goldie makes the checkout process quick and professional; my clients love it!
Kinaysha
Esthetician at Soul Entry Esthetic
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