Salon Financing

Apply for salon funding in minutes

Skip long forms and bank visits. Goldie Capital offers salon financing with a simplified application process, where eligibility is based on your payment history and sales performance, not paperwork.

Know your costs upfront, with no surprises

Before accepting an offer, you’ll see the total payment amount and flat fee. There’s no compounding interest and no late fees, giving salon owners full financial clarity.

Quick access to capital for growing salons

If approved, funds are deposited directly into your linked bank account. This fast access to salon financing helps you cover expenses, invest in equipment, or manage cash flow without delays.

Pay as you earn

Pay towards your salon financing automatically through a fixed percentage of daily sales. Payments adjust with your revenue, helping you stay cash-flow positive during slower periods*.

How it works?

Check eligibility

Qualified salons receive financing offers directly in their Goldie dashboard.

Select your amount

Choose the offer size that fits your salon’s needs. Terms update instantly and stay fixed.

Receive funds fast

If approved, funds are typically deposited within one to two business days.

Automatic payment

Payments are collected from daily sales until the total amount is repaid*.

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FAQs

What is Goldie Capital for salons?

Goldie Capital allows salon owners to access business financing through Stripe Capital, offering loans or merchant cash advances based on salon performance data.

How does salon business financing work through Goldie?

If your salon qualifies, you’ll see a financing offer in your Goldie account. After selecting an amount, funds are deposited into your bank account if you're approved and payments are automatically collected from daily sales.

Who qualifies for salon financing in the Goldie app?

Eligibility is determined by factors such as your salon’s sales volume, payment history, and account activity. Eligible businesses are notified automatically.

How much can I borrow for my salon?

Offer amounts vary based on your salon’s performance. You can adjust the offer amount (up to the maximum available) before applying.

What are the fees or interest rates?

There is no interest rate. Instead, you pay one fixed flat fee that is included in the total financed amount shown upfront.

How are payments collected?

Payments are automatically deducted as a percentage of your daily sales. Stripe Capital loans have a minimum amount due each payment period, which may be debited if sales don’t meet the minimum.

Can I pay off my salon financing early?

Yes. You can make early or additional payments at any time with no penalties or extra fees.

Will this affect my personal credit score?

In some cases, a personal credit check may be required, but it does not impact your personal credit score. You’ll be notified during the process if a check is needed.

How fast will I receive the money?

If approved, most salons receive funds within one to two business days.

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Important disclosure

Stripe Capital offers financing types that include loans and merchant cash advances. All financing applications are subject to review prior to approval. In the US, Stripe Capital loans are issued by Celtic Bank, and YouLend provides Stripe Capital merchant cash advances. In the UK, Stripe Capital loans and merchant cash advances are provided by YouLend.

Stripe Capital loans have a minimum amount due each payment period, and if the minimum amount that you pay through sales doesn’t meet the minimum your account will be automatically debited the remaining amount at the end of the period. If your loan has a fixed payment, Stripe stops withholding from your Stripe sales when you meet the fixed payment amount. The payment terms for your offer will be detailed during the application process.

Pros ❤️ Goldie

Goldie ended my no-show struggles with deposits and automatic booking reminders!

Becky

Esthetician at Waxing By B